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Best Practices for Sound Mortgage Lending

February 8, 2019[2019] 102 120 (Article)
Prior to the Global Financial Crisis (GFC) of 2007-2008, the concerns about sound mortgage lending were largely lender-based. However, the GFC demonstrated how an exuberance on the part of lenders in trying to achieve ambitious loan books may push the entire world into a crisis. Since the GFC, regulators all over the world have been engaged in developing principles of sound mortgage lending.
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